Student Insurance

Student Insurance

Every student who registers at the University of Belize is automatically covered by the university’s accident insurance plan with the Insurance Corporation of Belize ICB.  The insurance covers students twenty-four hours a day and seven days a week as long as they are registered at the university.  Students are covered whether they are on campus or at home, traveling to any of UB’s campuses, or on a UB club or class trip.  Students are even covered on weekends and holidays in and outside Belize.  More details of the plan’s coverage for accidents are outlined below.

The University of Belize is proud to partner with the Insurance Corporation of Belize Ltd. (ICB) to offer the PERSONAL ACCIDENT POLICY (P.A.P.) to all UB Students.

What is P.A.P.?

P.A.P is an ICB Personal Accident Protection Policy that provides  accidental and Death benefits to insured students. With the PAP coverage, insured students, including foreign students enrolled at UB, will have this protection on campus, off campus, in Belize or abroad. PAP covers the insured student for as long as they are registered at the university. The policy is renewable at the start of every semester during registration.  Students pay for the service as part of their registration fees.  

What does PA offer?

Accidental Death

If the insured person should die because of an accident during the period of coverage, ICB will pay to the beneficiary to be named

The Principal Sum of: $20,000

Medical Expense for Accidental Injury

When accidental injuries received by the insured result in necessary treatment from a legally qualified physician, services from a legally constituted hospital, this benefit will pay
Up to but not exceeding $5,000


Where the insured person suffers injuries caused solely by external, violent and accidental means and which result in:

1. Loss of both hands or both feet or permanent loss of sight of both eyes or any combination of the above

100% Sum Insured: $20,000.00

2. Loss of one hand or one foot or Loss of sight or one eye

50% of the sum Insured: $10,000.00

Exposure & Disappearance due to Air Travel

If an insured person disappears because of an accident which results in the sinking or disappearance of an aircraft in which the insured was riding as a passenger even if your body has not been found, it will be presumed that the insured suffered loss of life as a result of injuries and the policy will pay:
The Principal Sum of: $20,000

Repatriation of Mortal Remains

If the insured student is a foreign student and  dies because of an accident outside their Country of Residence, the Corporation will pay the reasonable expenses incurred for the cost of returning their mortal remains to their Country of Residence OR the reasonable funeral and related costs if the body is buried or cremated at the place of death. The maximum amount payable shall be
The Principal Sum of $10,000

**Medical Institutions must be duly licensed in the area they operate.

For more information about accessing support from the insurance company or to make a claim, please contact Mr. Marvin Garcia, at ICB

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